Bank of Maharashtra Clerk Exam : Numerical Ability (Quantitative Aptitude) Solved Question Paper And Answer Paper

1. A clock shows the time as 6 a.m. If the minute hand gains 2 minutes every hour, how many minutes will the clock gain by 9 p.m.?
(a) 30 minutes
(b) 25 minutes
(c) 28 minutes
(d) 34 minutes

2. Find the right number, from the given options, at the place marked by the question mark: 2, 4, 8, 32, 256, ?
(a) 4096
(b) 8192
(c) 512
(d) 1024

3. Find the number missing at question mark:
10, 11, 23, 39, 64, ?, 149
(a) 100
(b) 103
(c) 78
(d) 128

4. A super fast bus of KSRTC starting from 'Trivandrum' and reaches 'Attingal' in 45 minutes with an average speed of 40 km/hr. If the speed is increased by 10 km/hr how much time it will take to cover the same distance?
(a) 34 minutes (b) 36 minutes (c) 38 minutes (d) 40 minutes

5. The difference between 6 times and 8 times of a figure is 14. What is the figure?
(a) 12 (b) 9 (c) 7 (d) 6

6. If 92y = 36 what is 9y?
(a) 4 (b) 6 (c) 9 (d) 18

7. One fourth percent of 180 is:
(a) 4.5 (b) 0.45 (c) 0.045 (d) 45

8. A candidate appearing for an examination has to secure 40% marks to pass paper I. But he secured only 40 marks and failed by 20 marks. What is the maximum mark for paper I?
(a) 100 (b) 200 (c) 180 (d) 150

9. Find the missing number 32, 52, 74, 112, 135
(a) 16 (b) 15 (c) 17 (d) 14

10. If 250 is increased to 300, what is the percentage increase?
(a) 16.67 (b) 20 (c) 23 (d) 17

11. The ratio of 9 seconds to 10 hours is .
(a) 1:40 (b) 1:4000 (c) 9:10 (d) 1:400

12. A person lost 10% when he sold goods at Rs.153. For how much should he sell them to gain 20%?
(a) 204 (b) 250 (c) 240 (d) 210

13. What will be xy if 7862xy is to be divisible by 125?
(a) 25 (b) 00 (c) 75 (d) 50

14. A train of 100 meters long is running at the speed of 36 km per hour. In what time it passes a bridge of 80 meters long?
(a) 30 seconds (b) 36 seconds (c) 20 seconds (d) 18 seconds

15. If two-third of a bucket is filled in one minute then the time taken to fill the bucket completely will be .
(a) 90 seconds (b) 70 seconds (c) 60 seconds (d) 100 seconds

16. If a quarter kilogram costs Rs. 60 then how much will cost for 150 grams?
(a) Rs. 30 (b) Rs. 24 (c) Rs. 36 (d) Rs. 40

17. If 3 men or 6 boys can do a piece of work in 20 days then how many days with 6 men and 8 boys take to do the same work?
(a) 5 (b) 8 (c) 10 (d) 6

18. Find the sum of first 100 natural numbers
(a) 5050 (b) 5005 (c) 9900 (d) 9050

19. Two poles of height 6 meters and 11 meters stand on a plane ground. If the distance between their feet is 12 meters then find the difference in the distance between their tops:
(a) 12m (b) 5m (c) 13m (d) 11m

20. How many balls of radius 4 cm can be made from a solid sphere of lead of radius 8 cm?
(a) 4 (b) 8 (c) 16 (d) 2

21. The solution to x2 +6x+9 = 0 is ..
(a) x1 = + 3, x2 = -3 (b) x1 = 3, x2 = 3
(c) x1 = -3, x2 = -3 (d) No solution

22. What is the chance of getting a 2 or 4 in rolling a die?
(a) 2/3 (b) 1/6 (c) 1/3 (d) 1/2

23. At what rate of simple interest per annum an amount will be doubled in 10 years?
(a) 10% (b) 7.5% (c) 16% (d) 15%

24. Five times an unknown number is 5 less than 50. The unknown number
(a) 10 (b) 11 (c) 9 (d) 5

25. The acute angle between the hour hand and minute hand of a clock at 4 PM
(a) 900 (b) 1200 (c) 1500 (d) 2400

26. Water is filled in a cylindrical vessel in such a way that its volume doubles after every five minutes. If it takes 30 minutes for the vessel to be full, then the vessel will be one fourth full in
(a) 20 minute (b) 25 minutes
(c) 7 minutes 30 seconds (d) 10 minutes

27. If 10 cats can kill 10 rats in 10 minutes how long will it take 100 cats to kill 100 rats
(a) 1 minutes (b) 10 minute (c) 100 minutes (d) 10000 minutes

28. If 75 % of a number is added to 75, the result is the number itself, then the number is:
(a) 250 (b) 750 (c) 400 (d) 300

29. A school has enough food for 400 children for 12 days. How long will the food last if 80 more children join them?
(a) 6 days (b) 7 days (c) 10 days (d) 8 days

30. The sum of two consecutive numbers is 55, which is the largest number?
(a) 25 (b) 28 (c) 26 (d) 27

31. When a shop keeper sold 2/3 of an item, he got the cost price of the whole lot. What is the percentage of his profit?
(a) 33 1/8 % (b) 66 2/3 % (c) 25 % (d) 50 %

32. The perimeter of a rectangular field is 480 meters and the ratio between the length and breadth is 5:3. The area of the field is:
(a) 7,200m² (b) 15,000m² (c) 54,000m² (d) 13,500m²

33. If you add 100 to a certain number, the result will be more than, if you multiply that number by 1000 what is that number?
(a) 1.5 (b) 1.0 (c) 2.5 (d) 2.0

34. A student has to secure 40 % marks to pass. He gets 150 marks and fails by 30 marks. What is the maximum marks?
(a) 400 (b) 500 (c) 475 (d) 450

35. The circumcentre of an obtuse triangle will always be in the
(a) Interior of the triangle
(b) Midpoint of the diameter
(c) Exterior of the triangle
(d) Midpoint of the side of the triangle

36. What is the degree measure of a semicircle?
(a) 360 (b) 90 (c) 270 (d) 180

37. Which among the following is the point of intersection of the medians of a triangle?
(a) Circumcentre (b) Centroid (c) Orthocenter (d) Incentre

38. The height of a cone and its base diameter are equal. If the base radius is 'r' what is its slant height?
(a) 3r (b) 4r (c) 5r (d) 3r

39. The radii of two spheres are in the ratio 2:3. What is the ratio of their surface areas?
(a) 4:9 (b) 2:3 (c) 8:27 (d) 4:6

40. What is the common ratio of the progression 3?2, 6, 6?2 ?
(a) 3 (b) 2 (c) ?2 (d) ?3

41. In class of 100 students 50 students passed in Mathematics and 70 passed in English, 5 students failed in both Mathematics and English. How many students passed in both the subjects?
(a) 25 (b) 30 (c) 50 (d) 45

42. Speed of a boat in still water is 9 km/hr. It goes 12 km down stream and comes back to the starting point in three hours.What is the speed of water in the stream?
(a) 3 km/hr (b) 4 km/hr (c) 4.5 km/hr (d) 5 km/hr

43. A student was asked to add 16 and subtract 10 from a number.He by mistake added 10 and subtracted 16. If his answer is 14 what is the correct answer?
(a) 20 (b) 26 (c) 30 (d) 32

44. Find the area of a right angled triangle whose hypotenuse is 10 cm and base 8 cm.
(a) 48 sq.cm (b) 34 sq.cm (c) 24 sq.cm (d) 42 sq.cm

45. Find the next term of the series: 3, 6, 9, 18, 27, 54,
(a) 81 (b) 69 (c) 63 (d) 57

46. A number consists of 20 plus 20% of its value. The number is:
(a) 20 (b) 22 (c) 25 (d) 30

47. 20% of 5 + 5% of 20 =
(a) 5 (b) 2 (c) 6 (d) 21

48. The angle between the minute hand and the hour hand of a clock, when the time is 8.30
(a) 800 (b) 600 (c) 1050 (d) 750

49. Rs. 1581 is divided among A, B and C in the ratio 10 : 15 : 6. What is the share of B?
(a) 306 (b) 765 (c) 700 (d) 510

50. The sum of four consecutive counting numbers is 154. Find the smallest number:
(a) 36 (b) 37 (c) 38 (d) 31





Answers:
1 A 2 B 3 A 4 B 5 C 6 B 7 C 8 D 9 C 10 B 
11 B 12 A 13 D 14 D 15 A 16 C 17 D 18 A 19 C 20 B 
21 C 22 B 23 A 24 C 25 B 26 A 27 B 28 D 29 C 30 B 
31 D 32 D 33 B 34 D 35 C 36 D 37 B 38 C 39 C 40 C 
41 A 42 A 43 B 44 C 45 A 46 C 47 B 48 D 49 B 50 B 

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Bank of Maharashtra Agriculture Officer Exam Paper 2009 : English Solved Question Paper and Answer paper

Directions (Q. 1 - 15) Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Crude oil has had a long history, and interesting one. It is probably one single natural resource that has been instrumental in producing maximum conflicts and wars during the last century. With such a track record, it is surprising that in the given environment, where in oil prices are breaking all records, and has become the biggest cause of concern across the globe, why is it that there is silence from some parts of the world`? It is intriguing especially when some have been paying a much higher price on fuel, as compared to their poorer counterparts. It is surprising, more so, when one realizes that the number of oil producing nations is only a handful as compared to the number of oil consuming nations. While a proactive action from the mighty and powerful can bring in a huge respite for the world, why is it that they choose to be silent ? Also, keeping in mind the fact that a few nations"both powerful and weak have some of the largest unused oil reserves,their silence and lack of any serious action look all the more aberrant. Looking at the manner things are shaping up, it just cannot be ruled out that possibly these nations have a definite interest in the increasing prices of oil. The question then is what could their underlying interest be ?

In all probability, what we are seeing right now is just a precursor to the larger picture, well laid out by them may be for the good. With rising prices, the OPEC might be delighted right now, but perhaps they are unable to see what is going to hit them. For this unprecedented rise in oil is creating a most demanding environment for alternative fuels. As and when the reserves deplete and demand really grows, more than anyone else, it is OPEC that would be badly hit, much to the glee of some nations having unused reserves which have the most to gain by using blackmailing tactics. Eventually, the countries at the receiving end would be forced to create an enabling environment for alternative energy. This trend is already visible, with India showing the way with its nuclear deal and other countries dangling the carrot of complete conversion to natural gas towards other countries in order to boost their own business. By doing so they are creating a tactical pressure on countries. As they know that the further the oil prices get pushed, the more the globe would become attracted and ready for alternative and non-conventional fuel. Moreover, for many of the countries, it might become more expensive to invest in newer technologies to conform to the emission norms than to shift to alternative sources, making the market even more attractive. And it is then that the organizations which have already invested billions of dollars in alternate fuels would mop up the global energy market completely.

The second possible reason why some nations of the world are not too enthusiastic to mitigate the price of oil is because the rising oil price is perhaps one of the major deterrents to growth of other countries. Perhaps they were hand in glove in the mechanism to raise the oil price and knowing well that this would make these nations feel the pinch. And now, the rising oil prices have put these nations in a fix. As the pressure of inflationary tendencies increases these countries cannot afford either to sit back and remain entrapped in the larger conspiracy. No wonder then that these are frantically looking around the globe " especially Africa " for newer reserves ! As it is said, oil has a long history and the legacy continues.

1. What, according to the passage, is the step that the nations are likely to take with an intolerable rise in oil prices ?
  (A) Shift to alternate forms of energy
  (B) Come to a state of war with other nations
  (C) Put tactical pressure on countries having oil reserves
  (D) Formulate more stringent emission norms and apply these across the globe
  (E) None of these

2. Why is the author surprised with the stance which various nations have taken pertaining to the current global oil crisis ?
  (A) The stance is leading to war among the nations for control over oil fields
  (B) Powerful nations have been selling oil at a very inflated rate to under developed nations
  (C) Many nations have shifted to alternative forms of energy boycotting the use of oil due to inflated prices
  (D) Even though oil has been a matter of conflict among the nations earlier, many nations have a kept a silence on the current crisis
  (E) None of these

3. Which nations does the author refer to in the phrase 'these nations have a definite interest in the increasing prices of oil' ?
  (A) The mighty and powerful nations
  (B) Nations having unused oil reserves
  (C) Nations which have exhausted their oil reserves
  (D) The nations which have shifted to non-conventional fuels
  (E) None of these

4. Which of the following is not true in context of the passage ?
  (A) Some nations have kept a silence upon the rising oil price in order to inhibit the growth of other nations
  (B) It is more cost effective to shift to alternative forms of energy than to invest in technology for conforming to the emission norms
  (C) Some nations have unused oil reserves which would earn these nations heavy profits once the oil reserves elsewhere deplete
  (D) India has had a nuclear deal for its energy needs
  (E) All are true

5. What does the author mean by 'dangling the carrot' in the passage ?
  (A) Some countries are stringently opposing the conversion to alternative forms of fuel
  (B) Some countries have been luring other countries to change over to alternate fuels in order to boost their own business
  (C) Some countries are making the effort to save environment by using natural gas instead of oil as a fuel
  (D) Both (A) and (B)
  (E) None of these

6. Which of the following is intended in the given passage ?
  (A) To highlight the plight of OPEC with rising fuel prices
  (B) To urge to the government to shift from oil to natural gas since it is more environment friendly
  (C) To highlight the vested interest of some nations in maintaining the indifference to rising oil prices
  (D) To urge to save the environment by conforming to the emission norms and using alternate energy sources
  (E) None of these

7. Why, according to the author, OPEC though delighted currently, would be in difficult situation later ?
  (A) All the oil reserves on the earth will soon be exhausted
  (B) Powerful nations will try and dominate OPEC later on
  (C) As the oil reserves which are being used currently deplete in the time to come, nations having unused oil reserves would arm-twist OPEC
  (D) Nations will lose faith in OPEC owing to very high fuel prices
  (E) None of these

8. What, according to the author, makes the market of alternative sources very attractive ?
  (A) Many countries have already made a substantial profit in the industry of alternative fuel
  (B) Such measures do not cause harm to the environment
  (C) Only a few countries of the world will have the access to alternative forms of fuel
  (D) The use of alternative sources has been forced upon certain countries by powerful countries
  (E) None of these

9. Which of the following can be the most appropriate title for the given passage ?
  (A) Reasons behind silence on increase in oil prices
  (B) Nuclear power as an alternative source of energy
  (C) The monopoly of oil reserves by powerful countries
  (D) The repercussion of shifting to alternative forms of energy
  (E) Oil reserves as deterrent of growth of the nations

Directions(Q. 10 - 12) Choose the word/group of words which is MOST SIMILAR in meaning to the word printed in bold as used in the passage.

10. INSTRUMENTAL
  (A) Non-vocal
  (B) Reasonable
  (C) Creditable
  (D) Responsible
  (E) Liable

11. ABERRANT
  (A) Curious
  (B) Abnormal
  (C) Spoilt
  (D) Inferior
  (E) Nonfunctional

12. PUSHED
  (A) Dominated
  (B) Pressed
  (C) Diverted
  (D) Thrown
  (E) Increased

Directions(Q. 13-15) Choose the word / phrase which is MOST OPPOSITE in MEANING to the word printed in bold as used in the passage.

13. PROACTIVE
  (A) Quick
  (B) Over powered
  (C) Dormant
  (D) Delicate
  (E) Brittle

14. GLEE
  (A) Disappointment
  (B) Dishonour
  (C) Appreciation
  (D) Disillusion
  (E) Defeat

15. MITIGATE
  (A) Fright
  (B) Decline
  (C) Degeneration
  (D) Worsen
  (E) Deprivation

Directions (Q. 16 - 25) Read each sentence to find out whether there is any grammatical error in it. The error, if any, will be in one part of the sentence, the letter of that part will be the answer. If there is no error, mark (E) as the answer. (Ignore errors of punctuation, if any.)

16. The merchant counted (A) / the number of pearls (B) / to make sure that (C) / none of them were missing. (D) No error (E)

17. When deep sea diving, (A) / one should always take care (B) / that oxygen cylinder is (C) / tied to the back tightly. (D) No error (E)

18. As the salary (A) / did not match (B) / his expectations, he did not (C) / accept the job. (D) No error (E)

19. The reason behind his success (A) / in the recent past (B) / is due to hard-work (C) / and presence of mind. (D) No error (E)

20. No sooner did the students (A) / seen the principal approach (B) / than they ran (C) / from the playground. (D) No error (E)

21. My elder sister and I am (A) / interested in painting (B) / and therefore have joined (C) / the coaching classes. (D) No error (E)

22. Only after a lot of persuasion, (A) / did the illiterate villager allow (B) / himself's girl child (C) / to study in the school. (D) No error (E)

23. The need for alternate (A) / sources of energy are (B) / essential to conserve (C) / the environment. (D) No error (E)

24. I have being working (A) / in that organization for five years (B) / but now I work (C) / for a different company. (D) No error (E)

25. There is no argument against (A) / the fact that (B) / humans are the most intelligent (C) / of all other species. (D) No error (E)

Directions(Q. 26 - 30) Which of the phrases (A), (B) (C) and (D) given below each statement should replace the phrase printed in bold in the sentence to make it grammatically correct ? If the sentence is correct as it is given and 'No correction is required', mark (E) as the answer.

26. Many students waits anxiously at the college gate to know their results"
  (A) student waited anxiously
  (B) students waiting anxiously
  (C) students waited anxiously
  (D) students waited anxious
  (E) No correction required

27. Through a fortuitous circumstance Rakhi met her childhood friend on the bus in which she was travelling.
  (A) she was travelled
  (B) she did travel
  (C) she has travelling
  (D) she were travelling
  (E) No correction required

28. The opposition party has alleged that the prices of essential commodities are soaring like never before on the last three decades"
  (A) before on the next
  (B) before in the last
  (C) before at the last
  (D) previously in the next
  (E) No correction required

29. The salaries and the perks of the employees in this institution are not in according with the rest of the industry"
  (A) are not in accordance
  (B) is not in accordance
  (C) are not according
  (D) is not on accordance
  (E) No correction required

30. The soldiers deployed in the town were instructed exercising restraint and handle the situation peacefully.
  (A) was instructed to exercising
  (B) were instructed for exercise
  (C) were instructed to exercise
  (D) was instructing to exercising
  (E) No correction required


Directions (Q. 31 - 35) Rearrange the following sentences (1), (2), (3), (4), (5) and (6) to make a meaningful paragraph and then answer the questions which follow ?

1. The only way in which this problem can be solved is by making artificial blood which has remained a distant dream for science.
2. Donation of blood is considered to be the most noble of all the charities.
3. If they succeed, it would be noted as one of the most important inventions in the history of mankind.
4. This is because this donated magic potion can give life to another person in an emergency.
5. A group of scientists, however, has dedicated themselves towards making this a reality.
6. A growing problem however is that the requirement for safe blood is increasing whereas the number of donors is decreasing.

31. Which of the following sentence should be the FIRST after rearrangement ?
  (A) 1
  (B) 2
  (C) 3
  (D) 4
  (E) 5

32. Which of the following sentence should be the SECOND after rearrangement ?
  (A) 1
  (B) 2
  (C) 3
  (D) 4
  (E) 6

33. Which of the following sentence should be the THIRD after rearrangement ?
  (A) 1
  (B) 4
  (C) 3
  (D) 5
  (E) 6

34. Which of the following sentence should be the FIFTH after rearrangement ?
  (A) 1
  (B) 2
  (C) 3
  (D) 5
  (E) 6

35. Which of the following sentence should be the SIXTH (LAST) after rearrangement ?
  (A) 1
  (B) 2
  (C) 3
  (D) 4
  (E) 5

Directions(Q. 36 - 40) Each question below has two blanks, each blank indicating that something has been omitted. Choose the set of words for each blank that best fits the meaning of the sentence as a whole.

36. One of the TV cameramen was  in the leg by a bullet when he was  in the middle of a gun fight between two gangs.
  (A) hurt, entered
  (B) shot, caught
  (C) injured, came
  (D) stabbed, trapped
  (E) beaten, engulfed

37. Although the fire was very small everyone  and rushed out of the cinema hall  complete chaos.
  (A) shouted, leading
  (B) died, producing
  (C) injured, resulting
  (D) scared, making
  (E) panicked, causing

38. The  of pesticides and fertilizers while growing the vegetables and fruits is one of the greatest  to the health these days.
  (A) production, dangers
  (B) consumption, problem
  (C) overuse, threats
  (D) application, rewards
  (E) amount, injury

39. The group's mission is to  peace between the nations and help different people  each other better.
  (A) maintain, understand
  (B) remain, address
  (C) keep, interact
  (D) advise, find
  (E) communicate, friendly

40. History  the Kings and influential leaders whereas the real battle was  by the soldiers who remain little known and celebrated in the texts.
  (A) remembers, played
  (B) highlights, underwent
  (C) biased, lead
  (D) glorifies, fought
  (E) writes, done

Directions (Q. 41 - 50) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested one of which fits the blank appropriately. Find out the appropriate word in each case.

Without doubt there is one thing (41) to all of us-We have played a game at some time in our lives. Most of us play to relax or have fun, but for many playing a game or a sport is a way to (42) poverty behind. In-fact, in many African countries, playing a sport professionally can (43) the lives of a person's entire family.

For example, in the small town of Bekoji, in Ethiopia (44) than a hundred boys and girls can be seen running at dawn everyday. Each of these youth is (45) and serious and their coach is (46) that one of them will be a world champion. This seems like an idle (47) but it is virtually a guarantee in this small community (48) mainly farmers. Many of the fastest male and female distance runners in the world hail from this small town. A small hand painted sign which greets visitors outside Bekoji (49) Welcome to the Village of Athletes. Children here start running at an early age, (50) great distance to fetch water and firewood or to reach, school. At the Olympics, runners from this small town are likely to win more medals than those from developed countries. It will give their families a way out of poverty.

41. (A) accepted
  (B) common
  (C) alike
  (D) similar
  (E) popular

42. (A) alleviate
  (B) forgot
  (C) prevent
  (D) reduce
  (E) leave

43. (A) changes
  (B) arrange
  (C) control
  (D) transform
  (E) shift

44. (A) further
  (B) more
  (C) greater
  (D) over
  (E) larger

45. (A) concentrated
  (B) rival
  (C) focused
  (D) playful
  (E) performed

46. (A) convince
  (B) optimist
  (C) intended
  (D) privilege
  (E) confident

47. (A) boast
  (B) suspicion
  (C) risk
  (D) worship
  (E) precaution

48. (A) existing
  (B) that
  (C) comprising
  (D) consisting
  (E) for

49. (A) warn
  (B) inform
  (C) notices
  (D) reads
  (E) wish

50. (A) covering
  (B) driving
  (C) measuring
  (D) following
  (E) competing




Answer :
1. A 2. D 3. A 4. E 5. B 6. C 7. C 8. D 9. A 10. D 
11. B 12. E 13. C 14. A 15. D 16. D 17. A 18. B 19. C 20. B 
21. A 22. C 23. B 24. A 25. E 26. C 27. E 28. B 29. A 30. C 
31. B 32. D 33. E 34. D 35. C 36. B 37. E 38. C 39. A 40. D
41. B 42. E 43. D 44. B 45. C 46. E 47. A 48. C 49. D 50. A

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Bank of Maharashtra PO / MT (Probationary Officers/ Management Trainee) Exam : General Awareness Solved Question Paper and Answer paper 2008

1. The Govt. of India has taken a decision to open three more IITs during the year 2008-09. These IITs will be in which of the following groups of States ?
(A) Bihar, Rajasthan, Andhra Pradesh
(B) Andhra Pradesh, Orissa, Karnataka
(C) Karnataka, Tamil Nadu, Kerala
(D) Uttar Pradesh, Madhya Pradesh, Bihar
(E) None of these

2. Which of the following is/are not the highlights of the Union Budget 2008-09 ?
1. A Risk Capital Fund is to be set up and maintained by one of the financial institutes.
2. Allocation for Defence is reduced by 10% to make it Rs. 10,000 crore.
3. Several new schemes to be introduced for providing social security to the people in unorganized sectors.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3

3. To help farming community the Govt. of India has decided to raise the Minimum support price of paddy for current Kharif marketing season. What is that price ?
(A) Rs. 800 per quintal
(B) Rs. 900 per quintal
(C) Rs. 950 per quintal
(D) Rs. 1200 per quintal
(E) None of these

4. Which of the following is the correct definition of the term commercial papers ?
1. It is nothing but the popular name of the Judicial stamp papers used to register financial transactions.
2. It is one of the instruments through which Corporates raise debt from the market.
3. It is the name of the 'Certificate of Deposits' provided by the Banks to its retail customers.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3

5. As per the decision taken by the Govt. of India two financial inclusion funds are set up with an overall corpus of Rs. 500 crore each. These funds-Financial Inclusion Fund and Financial Inclusion Technology Fund are to be set up by the initial contribution made by the……
(A) SIDBI, NABARD and UTI
(B) NABARD, UTI and RBI
(C) Govt. of India, NABARD and RBI
(D) SIDBI, Govt. of India and IDBI Bank
(E) None of these

6. As per the Railway Budget 2008-09 the Operating ratio of Railways is pitched at which of the following levels ? Approximately……
(A) 70%
(B) 75%
(C) 98%
(D) 90%
(E) 81%

7. As per the Govt. policy the provision of the subsidy for interest subvention to cooperative Sugar Mills is done by which of the following agencies / organizations ?
(A) Commission for Agricultural costs and prices
(B) National Bank for Agriculture and Rural Development
(C) Ministry of Agriculture
(D) National Commission on Farmers
(E) None of these

8. Banks these days have launched a new scheme product known as 'Reverse Mortgage'.
The scheme is designed keeping which of the following groups of society in
consideration ?
(A) Youngsters who have just started earning
(B) Defence personnel whose life is always at high risk
(C) Senior Citizen
(D) Women who do not have independent source of income
(E) None of these

9. As per the new figures released in recent past what has been the ratio of taxes to Gross Domestic Product (Tax-GDP) in 2007-08 ? Approximately……
(A) 8%
(B) 9%
(C) 10%
(D) 11•5%
(E) 12•5%

10. Many a times we read in the newspapers a term 'Hot Money'. Which of the following is the correct definition of Hot Money ?
1. This is the fund which is dumped into a country to get the advantage of a favourable interest rate and hence brings higher returns.
2. This is the fund which is provided by a bank in US $ at very short notice and at a very high rate of interest and for a longer period of repayment.
3. This is the fund which is pushed into market through Hawala or some other such illegal methods and sometimes referred also as Black Money.
(A) Only 1 is correct
(B) Both 1 and 2 are correct
(C) Only 3 is correct
(D) Both 1 and 3 are true
(E) Only 2 is correct

11. As per the report released in the press the Govt. of India has done a study on Special
Economic Zones. Which of the following is/are the highlights of the reports ?
1. Report says that SEZs should not be given much preference by the policy makers.
2. Study says that the end benefit in the next few years may be of the tune of Rs. 1,50,000
crores which will be much higher than the estimated revenue losses.
3. Since new SEZs are developed by the Private Sector the investment for infrastructural
development is like a net saving for the Govt.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 2 and 3
(E) None of these

12. As per the new figures released by the Govt. agencies the Foreign Direct Investment inflow to India is at higher level and has increased substantially in recent past. Which of the following is/are the contributory factors which has/have helped in this record growth ?
1. Progressive delicensing of various sectors.
2. Simplification of business procedures in India.
3. Sub Prime crisis in USA.
(A) Only 1
(B) Only 2
(C) Both 1 and 2
(D) Only 3
(E) All 1, 2 and 3

13. Which of the following Companies has got "Navratna Status' recently ?
(A) National Mineral Development
Corporation (NMDC)
(B) National Textile Corporation (NTC)
(C) Maruti Udyog Ltd.
(D) IDBI Bank Ltd.
(E) None of these

14. The real return to the investor sometimes gets reduced due to sudden rise in the
prices of the commodities. This phenomenon in financial market is known as…
(A) Market risk
(B) Inflation risk
(C) Credit risk
(D) Diversification of funds
(E) None of these

15. In the recent times the RBI and Securities and Exchange Board of India (SEBI) have taken various steps to control the flow of capital in Indian economy. Which of the following is/are not included in these step(s) ?
1. Guidelines are issued to restrict unregulated overseas investors through 'p-notes'.
2. Rs. 60,000 crores out of this fund is being provided to waive the loans on farmers.
3. Borrowers raising external commercial borrowings of over $ 20 million would have
to park the proceeds overseas for use as foreign currency expenditure.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3
(E) All 1, 2 and 3

16. Which of the following countries has recently made an agreement with the World Trade Organization which will allow it to join the same as a permanent member ?
(A) Russia
(B) Afghanistan
(C) Zambia
(D) Uganda
(E) Ukraine

17. Prime Minister of India on his visit to China a few months back signed a detailed agreement with the same. What is/are the major highlights of the agreement ?
1. Both the countries agreed to continue high level exchange of views. Indian President is invited to China.
2. India to host joint military exercise in 2008.
3. India has decided to raise the issue of Tibet in UNO. China has agreed for the same.
(A) Only 1
(B) Only 2
(C) Both 1 and 2
(D) Only 3
(E) All 1, 2 and 3

18. As per the reports in the leading newspapers Securities and Exchange Board of India (SEBI) has asked the Mutual Fund industry to stop 'Misselling' their schemes to investors. What is 'Misselling' of products ?
1. Misselling takes place when mutual funds are sold without telling the likely returns.
2. When agents sell the products without telling investors what are the risks involved in investing in mutual funds.
3. When agents invest somebody's money in mutual funds without their knowledge, it is called misselling.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

19. As per the news report SEBI has allowed short selling by FIs/MFs from February 1, 2008. What is 'short selling' ?
1. Selling of shares that the seller does not own at the time of trading.
2. Selling of shares on the same day or on the day they were allotted to the trader.
3. Selling of shares on a much lower price due to turbulent market situations.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

20. Which of the following countries is governed by the Norweigianmediated ceasefire Agreement to end its dispute with a group of rebellions ?
(A) Nepal
(B) Myanmar
(C) Afghanistan
(D) Sri Lanka
(E) None of these

21. The USA, as reported in the leading newspapers is proceeding towards 'recession'. What happens when an economy goes in the grip of 'recession' ?
1. GDP growth slows down.
2. People lose their jobs.
3. Foreign exchange reserve goes up substantially as lot of loans/grants start pouring in.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) None of these

22. The Sensitive Index of the Bombay Stock Exchange keeps on changing positively and negatively both. Which of the following is/are the main reasons which contribute for this sudden change in the same ?
1. Higher GDP Growth.
2. Continuous Foreign Funds Flow.
3. High Volume of Forex Reserves.
4. Recession in USA.
(A) Only 1 and 2
(B) Only 2 and 3
(C) Only 3 and 4
(D) Only 2
(E) All 1, 2, 3 and 4

23. The Jerusalem and Palestine made an agreement on their peace negotiations. Which
of the following is/are the points included in the agreement ?
1. There should be an end to the occupation that began in 1967.
2. The agreement must establish Palestine as a homeland for the Palestinian people just as Israel is the homeland for Jewish people.
3. All the disputes should be solved with the mutual talks only and in presence of US
Observers.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) None of these

24. Who amongst the following agreed to supply aircraft carrier 'Gorshkov' to India for its defence services ?
(A) Russia
(B) France
(C) Germany
(D) Italy
(E) None of these

25. The Govt. of India has decided to set up a Committee to redraft Right to Education Bill 2005.
What was/were the objection(s) owing to which Govt. has to redraft the bill ?
1. State Governments are required to spend more money on education. Since education is the responsibility of centre and state both, expenditure should be shared equally by both of them.
2. States were advised to ensure that a school is available at the distance of one km for each child.
3. Children in Central schools are not allowed to get free education whereas schools run by States were asked to ensure that.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3

26. As per newspaper reports outsourcing has become a profitable business in India and countries like China are trying to learn about it from India. What are the main factors which has/have helped India in attaining this position ?
1. Availability of skilled manpower in abundance.
2. Knowledge of English language.
3. A switch over from farming to other sectors which are creating more job opportunities.
(A) Only 1
(B) Only 2
(C) Both 1 and 2
(D) Only 3
(E) All 1, 2 and 3

27. Who amongst the following established the 'Anandvan' a rehabilitation centre for
Leprosy patients in Maharashtra ?
(A) Baba Amte
(B) Pandurang Shashtri Athawle
(C) Medha Patkar
(D) Asaram Babu
(E) None of these

28. Thaksin Shinawatra's name is associated with which of the following countries ?
(A) Singapore
(B) Thailand
(C) North Korea
(D) South Korea
(E) None of these

29. Bhupen Hazarika is the recipient of the Life Time Achievement Award and is provided the status of a Cabinet Minister. Which of the following State Govt. has honoured him in this manner ?
(A) Orissa
(B) Assam
(C) West Bengal
(D) Maharashtra
(E) None of these

30. The first ever Youth Olympic Games are scheduled to be held in 2010. These games will be organized in……
(A) Moscow
(B) New Delhi
(C) Beijing
(D) Kuala Lumpur
(E) None of these

31. Who amongst the following has taken over as the President of Serbia ?
(A) Raul Castro
(B) Steven Spielberg
(C) Boris Tadic
(D) Joes Manuel Ramos Horta
(E) None of these

32. International Desert Festival 2008 was organized in February 2008 in……
(A) Bhuj
(B) Ganganagar
(C) Bikaner
(D) Jaiselmer
(E) None of these

33. Who amongst the following is the recipient of the 'Kishore Kumar Award' given by the Madhya Pradesh Govt. ?
(A) Shabana Azmi
(B) Amitabh Bachchan
(C) Manoj Kumar
(D) Dev Anand
(E) None of these

34. The Under 19 Cricket World Cup 2008 was won by which of the following teams ?
(A) Malaysia
(B) India
(C) Pakistan
(D) Australia
(E) England

35. Why was the name of Anatolyevich Medvedev in news recently ?
(A) He has taken over as the President of Russia
(B) He has taken over as the Prime Minister of Russia
(C) He is the new President of South Korea
(D) He is the new Prime Minister of South Korea
(E) None of these

36. Who amongst the following was the Chief Guest in India's Republic Day function ?
(A) Samak Sundaravej
(B) Gordon Brown
(C) Boris Tadic
(D) Nicolas Sarkozy
(E) None of these

37. The General Elections in Iran are due in 2008. Iran elects its Parliament for a period of……
(A) 2 years only
(B) 3 years only
(C) 4 years only
(D) 5 years only
(E) 6 years only

38. Which of the following states tops in primary, upper primary education in India ?
(A) Tamil Nadu
(B) Haryana
(C) Gujarat
(D) Kerala
(E) None of these

39. Who amongst the following is the recipient of Padma Vibhushan given away recently ?
(A) Anu Malik
(B) Shan
(C) Asha Bhosle
(D) Sonu Nigam
(E) None of these

40. Luciana Aymar who was adjudged the World Hockey Player 2007 is from which of the following countries ?
(A) Germany
(B) Argentina
(C) Italy
(D) Russia
(E) None of these

41. Which of the following State Governments has decided to provide ownership Rights
to Tribals over forest land being cultivated by them since last 10 years.
(A) Madhya Pradesh
(B) Uttar Pradesh
(C) Maharashtra
(D) Andhra Pradesh
(E) None of these

42. Who amongst the following players has completed 16000 runs in One day International Cricket matches recently ?
(A) Anil Kumble
(B) Rahul Dravid
(C) Sourav Ganguly
(D) Irfan Pathan
(E) Sachin Tendulkar

43. The 11th Five Year Plan wishes to raise the existing 2% growth in agriculture and allied activities to which of the followings levels by the year 2012 ?
(A) 8%
(B) 6%
(C) 5%
(D) 4%
(E) None of these

44. As a policy the Reserve Bank of India wishes to contain inflation at which of the following levels ?
(A) 5%
(B) 4.5%
(C) 4%
(D) 6%
(E) None of these

45. The current trend in Agricultural sector in India is a matter of concern for the policy makers these days as it is not showing the expected results. What is/are the major areas of problem(s) being faced by the farmers ?
1. Irrigation facilities are not enough.
2. Use of chemical fertilizers has badly affected the fertility of the land.
3. Govt. has reduced the subsidy in the farming sector. Hence it is no more a profitable
activity.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

46. Which of the following committees recommended the revival of Cooperative Credit institutions in states ?
(A) Vaidyanathan Committee
(B) Rangarajan Committee
(C) Sachchar Committee
(D) Rakesh Mohan Committee
(E) None of these

47. 'World Day for Water' is observed on which of the following days ?
(A) March 22
(B) February 22
(C) January 22
(D) May 22
(E) None of these

48. As we all know Chinese economy is a booming economy and its exports have played
a significant role in it. What was the share of China's export as compared to its GDP
in 2007 ?
(A) 20%
(B) 30%
(C) 40%
(D) 50%
(E) None of these

49. Delhi won the Ranji Trophy for the seventh time in January 2008 by defeating…
(A) Railways
(B) Haryana
(C) Maharashtra
(D) Gujarat
(E) Uttar Pradesh

50. Gagan Narang, who got a silver medal in an international championship held in Munich, is a/an……
(A) 100 metre runner
(B) Badminton player
(C) Chess player
(D) Swimmer
(E) Air Rifle shooter




Answers :
1. (A) 2. (B) 3. (E) 4. (B) 5. (C) 6. (E) 7. (B) 8. (C) 9. (E) 10. (A)
11. (C) 12. (C) 13. (A) 14. (B) 15. (E) 16. (E) 17. (C) 18. (B) 19. (A) 20. (D)
21. (D) 22. (B) 23. (D) 24. (A) 25. (B) 26. (C) 27. (A) 28. (B) 29. (B) 30. (E)
31. (C) 32. (D) 33. (C) 34. (B) 35. (A) 36. (D) 37. (C) 38. (D) 39. (C) 40. (B)
41. (A) 42. (E) 43. (D) 44. (A) 45. (A) 46. (A) 47. (A) 48. (C) 49. (E) 50. (E)

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